There’s a hack to raise your score in weeks—not years. Here’s how… Temporarily offload debt to boost your score fast. Use a 401k loan,...

Apply too soon, and you could miss the 0% offers. Here’s the timing trick… Wait until your reduced balances hit your credit report before...

Don’t panic if your card company rejects you—here’s your next move… If they say no, shift balances to another card or lender with lower...

One call could lower your interest rate—and your payments. Here’s what to say… Call your credit card company and ask for a lower APR. If...