Make extra payments toward high-interest debt Automate your payments Round up your payments Put any extra money towards your debt Create a b

Create a budget to pay off high-interest debt: List your monthly income List your monthly expenses Track your spending Identify your priorit

Set a goal Celebrate small wins Track your progress Stay focused on the end goal Surround yourself with support

Avoid new debt while paying off high-interest debt Create a budget Live within your means Avoid using credit cards Find alternative sources

Evaluate your debts Compare consolidation options Apply for a consolidation loan Use the loan to pay off your debts Avoid taking on new debt

Prioritize high-interest debt 1. Make a list of your debts 2. Focus on the highest-interest debt first 3. Consider debt consolidation 4. Mak

How do people get trapped in cycles of credit card debt? Recipe: Grow up poor, scarcity mindset, instant gratification and YOLO.

30000 in credit card debt From $60k to $35k in 3, almost 4, years $1,800/mo to $346/mo High-interest rate = high monthly minimum payments