5th step - Budget by paycheck

Map out a future plan for your money and base it on your pay dates, like this!

Click for your FREE Google Sheets BFF (Budget For Freedom) template

9 steps to get out of debt, Ashley-style

1. Remove high-interest rates from debt

2. $1k Emergency Fund

3. Snowball method

4. Reduce expenses

5. Budget by paycheck

6. Automate payments

7. Bi-weekly budget audit

8. Adjust budget

9. Place Medical Bills on Payment Plan