7th step - Bi-weekly budget audit

On paydays, double check to make sure all payments paid or are at least pending

On my budget spreadsheet, I highlight bills as orange if they're pending/payment is scheduled

Or I highlight them yellow if the payment on that bill has cleared

9 steps to get out of debt, Ashley-style

1. Remove high-interest rates from debt

2. $1k Emergency Fund

3. Snowball method

4. Reduce expenses

5. Budget by paycheck

6. Automate payments

7. Bi-weekly budget audit

8. Adjust budget

9. Place Medical Bills on Payment Plan