Dear Mr. Debt-Free,
I hope this letter finds you well and brings a smile to your face. I know I may seem a little crazy, writing a love letter to you, but I just can't help it. I am deeply, deeply in love with you. (Okay, not really... but humor me.)
I never knew how much I needed you until I started paying off my high-interest debt. The stress, the worry, the fear of not being able to make ends meet - it all disappeared when I started putting my focus on you. Every extra payment, every penny saved, every sacrifice I made - it all brought me closer to you.
Now, I know that our relationship is not one of physical love, but it is a love just as strong. You represent freedom, security, peace of mind - everything I have ever wanted in a relationship. You are my financial soulmate.
I cannot wait for the day when I finally reach you. I imagine it will be the most exhilarating and emotional moment of my life. To be able to look back and say that I am debt-free, with you by my side, will be the greatest accomplishment of my life.
I know that our relationship won't be perfect, but I promise to always make payments on time, to stick to my budget, and to stay motivated. I want to spend the rest of my financial life with you, Mr. Debt-Free.