Why Your Minimum Payment Feels Impossible
- Ashley Prince

- Sep 24
- 1 min read
Your credit card company’s formula is keeping you broke. Here’s how they do it...
Ever wonder why your minimum payment feels sky-high?
Most cards calculate 1–2% of your balance + interest.
That means if you cut the interest, your payment drops instantly.
👉 Tomorrow: A simple trick to ask for a lower rate.


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