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14-Day Try It + Apply It – Risk-Free Policy

*Please note: Any updates to this policy will be dated and reflected at the very bottom and noted in the section to which it applies. Copies of versions of this page will be provided upon request.

I fully, 100% stand behind Credit Card Makeover Mini Course. Your success is very important to me. Credit Card Makeover Mini Course comes with a 14-day – try it and apply it – money back guarantee

What does that mean?

If you complete Credit Card Makeover Mini Course, and it doesn’t work for you, I’ll either A) provide extra coaching to help you or B) issue a 100% refund if I can’t help you budget and decrease your debt free journey time frame. Guaranteed. 

Here’s what you need to do to qualify for this policy:

  1. Watch the videos from each Module

We are 100% committed to your success. This policy is in place to make sure you are also 100% committed. This is a “DOING” Guarantee. You must do the work. If your plan is to do nothing or fail to complete the program and then expect your money back – then please do not buy Credit Card Makeover Mini Course program. 

Got questions? Send me an email at ashley@financialcoachashley.com. I’m here to help. 

To request a refund – Email me at ashley@financialcoachashley.com before the 30th day following your purchase, with access to your Google Sheets’ - budget, debt log, financial goals and completed worksheets and I’ll refund your investment in full. Requests made in any other way will not be processed. I will verify through Wix Programs platform that you actually finished the program and did the work.*

*The Fine Print: What does this mean? If you make a purchase, and do not actually finish the program or implement anything using Credit Card Makeover Mini Course teachings, Financial Coach Ashley. reserves all rights to deny your refund request. The point of this policy is to give everyone the chance to try Credit Card Makeover Mini Course and if it doesn’t work as promised, they can get their money back. It was not designed for people who don’t want to do the work or simply “changed their mind”.  If you have committed to a payment plan, you are contractually obligated to finish that payment plan.

          Thank you!

Please read the Legal Terms & Conditions below before proceeding with your purchase: 

Program Agreement

Thank you for joining Financial Coach Ashley (herein referenced as Company) for Credit Card Makeover Mini Course program, which begins immediately upon purchase.

This is your contract.

Please read it carefully because you are making an important commitment to Financial Coach Ashley.

THE BASICS

  1. You are securing one of a limited number of places Company offers in this round of Credit Card Makeover Mini Course program

  2. The Price is $47 (US Dollars), payable upfront.

  3. We make it easy to understand what it is like to do business with Financial Coach Ashley.

  4. This Agreement, the Company Policies and Disclaimers, Facebook Group rules, and the Credit Card Authorization are the entire agreement between us. These written documents supersede our prior discussions, emails, online or voice messages. By ticking the consent box on the checkout page and continuing with your purchase, you agree that there is no information that you deem materially important that is not incorporated into this Agreement.

THIS IS WHAT YOUR GROUP PROGRAM INCLUDES​

  1. Portal Access. You receive access to the program via an online portal called Wix Programs, which includes written materials and video and audio lessons on credit cards and credit score topics. You will have lifetime access to the written materials. Lifetime access is defined as: for the duration that this program exists inside of Financial Coach Ashley. If Financial Coach Ashley decides to terminate this program, you’ll be given the option to download the written materials and videos onto your personal laptop or home computer.

THESE ARE *NOT* INCLUDED

  1. Services. Done-for-you services of any kind are not included.

  2. Endorsements. You are not receiving an endorsement from Financial Coach Ashley nor Ashley Prince, and neither is any other participant. Do not create the appearance of an endorsement or rely on any person who claims to be endorsed by Financial Coach Ashley.

  3. Ownership of Written Materials. As a participant, you will have one license to view written materials provided by Financial Coach Ashley. You do not have ownership of this information, which is protected by federal copyright laws. Some of the information is also protected by a contractual license between the provider and Financial Coach Ashley. You may not copy, re-engineer, distribute, or otherwise provide access to this information to any other person, for free or paid, without express written consent of Financial Coach Ashley which it may withhold for any reason, and purchase of a license (prices start at $25,000).

  4. Trademark Usage. Financial Coach Ashley protects its names! You are not receiving permission to use trade and service marks like Credit Card Makeover Mini Course or any other trademark of the Company, even if not listed here.

  5. Results Not Guaranteed. You are receiving a space in the program, support and guidance, but not guaranteed results from participating in the program.

  6. Confidentiality. Financial Coach Ashley cannot guarantee confidentiality. Do not share any confidential and proprietary information which may harm your personal finances 

Additional Legal Terms 

  1. There is a 14-Day Refund policy.

By signing this Agreement, you agree to the rules of the refund policy listed below:

Here’s what you need to do to qualify for this policy:

  1. Watch the videos from each Module

  2. Provide proof and documentation that methods were applied and results were of negative impact

I am 100% committed to your success. This policy is in place to make sure you are also 100% committed. This is a “DOING” Guarantee. You must do the work. If your plan is to do nothing or fail to complete the program and then expect your money back – then please do not buy Credit Card Makeover Mini Course program. 

To request a refund – Email me at ashley@financialcoachashley.com before the 14th day following your purchase, with access to your Google Sheets’ - budget, debt log, financial goals and completed worksheets and I’ll refund your investment in full. Requests made in any other way will not be processed. I will verify through Wix Programs platform that you actually finished the program and did the work.

Financial Coach Ashley considers this policy a material inducement to entering into this Agreement, and would not have done so unless this policy were included.

If you are ineligible for a refund and initiate a chargeback, Financial Coach Ashley may issue an additional $50 fee to you.

If you signed up for a payment plan, you will continue to be billed according to schedule through the end of the Term. If you fail to make payments, Financial Coach Ashley. reserves the right to initiate collection proceedings.

You are a responsible adult and your finances are your own.

You enter this Agreement in your capacity as a responsible adult, not as a dependent. This is true even if you do not have full/part-time employment.

Disclaimer of Warranties.

Participant understands the Group Program is offered on an “as-is, where-is” basis, without any implied or express warranty as to its performance or to the results that may be obtained by using the program. This limited warranty is the only express warranty made to you and is provided in lieu of any other express warranties (if any) created by any documentation.

If we get sued due to something you did:

You agree to indemnify, defend and hold harmless Financial Coach Ashley, its affiliates, successors and/or assigns from and against any and all claims, damages, losses, liabilities, lawsuits, costs and expenses (including attorneys’ fees at all tribunal levels) arising out of or related to any activity, work, or other thing done or permitted to be done by you where such liability arises from negligence on your part or the violation of this Agreement.  This includes any liability arising from breach of confidentiality by any party.

Damages are limited under this Agreement.

         TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY WILL NOT BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF BUSINESS, LOSS OF OPPORTUNITY COST, LOSS OF PROFITS AND THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. DAMAGES, INCLUDING ATTORNEY’S FEES AND COSTS, ARE LIMITED TO THE AMOUNT PAID UNDER THIS AGREEMENT.

No Professional Advice.

The Company does not engage in the rendering of medical, legal, accounting, financial, or other professional services. You acknowledge that you will make your own decisions before acting on any information gained from this program. It is further understood that before you utilize any techniques suggested by this program, you should consult licensed professionals as applicable.

No Guarantee of Results; Risk of Loss.

Results from the group program are greatly dependent upon individual decisions, abilities, and other factors outside Company’s control, and the Company makes no guarantees or warranties that information provided to you through the Program will provide results.  

Financial Coach Ashley can end your participation in the program.

Company may determine, in its sole discretion and without requiring disclosure of the reason, that the relationship under this Agreement must terminate. In this circumstance, Financial Coach Ashley will provide a refund to you.

Florida law governs this agreement and it will be enforced by either party in Florida.

This Agreement will be governed by Florida law, without regard to its conflicts of law principles. I understand and agree that I submit to the personal jurisdiction and venue of this state and agree that any legal proceeding commenced shall take place in Miami, Florida.

No Assignment; No oral waivers or modifications.

         This Agreement may not be assigned to any other party. Its requirements may not be waived or modified except in writing signed by the Company.

Electronic Signatures and Other Documents.

         You agree that checking the consent box on the checkout page and continuing with your purchase is binding evidence of your assent to the terms of this Agreement. You agree to sign additional documents which may be necessary to complete the material purpose of this Agreement, including without limitation, payment authorizations.

No Relationship.

The parties hereto expressly understand and agree that they are not employers or employees, principals and agents, or partners or co-venturers in the performance of each and every part of this Agreement, and they remain solely responsible for all of their respective employees and agents.

I have read the foregoing Agreement, understand its terms, and I agree to the terms.

04/20/2023 - Updates applied - Updated bullet point items to coincide with offer. Updated refund policy time-frames to 14-days

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