Create a budget to pay off high-interest debt: List your monthly income List your monthly expenses Track your spending Identify your priorit

How do people get trapped in cycles of credit card debt? Recipe: Grow up poor, scarcity mindset, instant gratification and YOLO.

30000 in credit card debt From $60k to $35k in 3, almost 4, years $1,800/mo to $346/mo High-interest rate = high monthly minimum payments