Dear Mr. Visa,
It's not you, it's me. It's time for us to go our separate ways. I know you've been a faithful companion for some time now, but I just can't handle the high interest rates anymore. I need a change and I need to focus on my financial future.
I'll never forget the good times we had, like when you helped me purchase that concert ticket last minute or when you came to my rescue during a cash flow crisis. But let's be real, our relationship has become toxic. I'm tired of the endless debt cycle and I'm ready to live a life of financial freedom.
So it's time to say goodbye, Mr. Visa. It's not an easy decision, but it's one that I know is best for both of us. I hope you understand.
Your former flame.