What strategy should you use to pay off debt? The NOT-Bank-Approved version 1st step - Get high-interest rates out of YOUR POCKET

How do people get trapped in cycles of credit card debt? Recipe: Grow up poor, scarcity mindset, instant gratification and YOLO.

30000 in credit card debt From $60k to $35k in 3, almost 4, years $1,800/mo to $346/mo High-interest rate = high monthly minimum payments