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No Credit Card Challenge!

No Credit Card Challenge!

This is for those of us who are trying to stop using credit cards, get out of debt and stay out of debt!


Simple ground rules:


- Auto-charge subscriptions are fine; we’re focusing on staying away from one-time online and in-person transactions


- Nonrefundable travel expenses that need to be booked now can go on your credit card


- If you want something, you have to pay cash or debit. If you don’t have the money on hand, ask yourself "do I really need this right now?" and/or sleep on it!


You got this 💜


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